Hi! My name is Abbey, I’m a 22 year old student and blogger over at www.abbeylouisarose.co.uk. My blog is a real mix of everything – from books and beauty to fashion and days out! I’ve just finished my Masters degree but I’m not completely done with education yet, as I’m starting my PHD in September. I’m very used to living on a student budget after all this time, so I was very excited to be offered the chance to feature in Chloe’s money series. Keep reading to find out where I splash (and save!) my cash…
Bills / Utilities: Included with my rent
Loans: I’m not paying back my student loan yet as I’m not earning regularly
Memberships / Subscriptions: N/A
Socialising / Leisure: Average £80
Food: Average £80
1. What does a typical week look like for you? I have just finished my Masters Degree and I’m currently still living in my uni accommodation as my rent is paid until the end of July. A typical week for me during my degree would include the regular mix of studying, attending lectures, writing essays, and that all important down-time. Thankfully, I don’t have any day-to-day travel expenses as I walk everywhere (Oxford is quite a small city!). My hobbies include reading, going out with friends, and blogging – most of which aren’t that expensive! However, if I go away to visit friends or to attend blogger events, transport can get pricey as I’m reliant on bus / train travel – but thankfully the coach into London is only £14 for a student ticket, which really isn’t that bad!
2. What are your usual guilty spends, what can’t you resist buying over and over? I used to be a massive clothes shopper but I’ve grown out of that a bit now! Gone are the times when I’d regularly splurge all my pocket money in Primark! These days, food is probably by guilty spend! I really enjoy going out for breakfast (there’s an amazing breakfast place just a 15 minute walk away from me in Oxford and their pancakes are to die for!), and there’s always the temptation of a packet of chocolate biccies in the supermarket as well! But hey, eating is essential, right?!
3. What’s the most expensive thing you’ve ever bought?
My recent expensive purchase has actually been a holiday! In August, I’m off to Portugal on a yoga retreat as a solo vacation, which I’m really looking forward to! Thankfully I have a job in September which should cover most of the costs (hooray for something above minimum wage!!) which is a relief. The holiday has set me back about £700 so far but I’m determined not to let costs creep above £1k. As I’ve paid for the holiday itself and the flights already, that shouldn’t be a problem unless I go CRAZY when shopping for new bikinis! 😉
4. Are you saving for anything in particular at the moment? Does saving for a rainy day count? I don’t really save for particular things, my usual motivation is just seeing the figure in my savings account rise and rise, I find it really satisfying!
5. If you won the lottery, what’s the first thing you would go out and buy? I would most definitely buy a nice house for my Mum and Dad – they have worked so hard in their lives to ensure that for me and my siblings, nothing was wanting. My Dad has built up the family business from practically nothing to an amazing success, and I can’t thank him enough for it! My Mum is also a fantastic businesswoman and she is so savvy, always coming up with new ideas and advertising campaigns, so she really deserves a treat too!
6. If money was no object what would be your dream travel destination? I have been studying Classical Archaeology (the material culture of ancient Greece and Rome) for four years now, so I would love to go on a full tour of the Mediterranean! I’ve visited Athens twice and loved it, but I’ve yet to explore the city of Rome properly, so that would definitely be the top of my list! It would be amazing to visit the places I’ve read about in books for so long and properly get an understanding of how ancient peoples once lived there! It’s a totally nerdy answer but hey, that’s me!
7. What’s the best money advice/tip you’ve ever received? My Dad always told me that although a new pair of shoes or another equally frivolous purchase might seem like all I want now, when it came to later life and I was wanting to buy something big like a house or a car, I’d be really thankful that my younger self had put some money away to help me achieve those things! And guess what – he was right!
Thanks Abbey for taking part! If you’d like to be involved in my money diaries series drop me a comment! NG x