Northern Girl’s Money Diaries – Week 3 with David!

Hi I’m David, and you can normally find me at www.daveygranger.co.uk. I’m an intern working and living in central London and this is my money diary…

Monthly spends:

  • Rent/Mortgage – £560
  • Bills – £70 (£20 phone bill, utilities £50)
  • Gadget insurance – £12
  • Subscriptions – £10 (Spotify Premium)
  • Socialising/Leisure – £250
  • Food £130
  • Travel £60
  1. What does an average week look like for you? I work full time Mon-Fri in London. I’m pretty lucky that I live close enough to work that I can just about walk it, though this does take about an hour so I don’t live THAT close. In the evenings I’m often working on my blog and other projects, running, doing boring adult jobs like food shopping, or off to a concert or socialising with friends! It’s hard to stay in when you live in such an amazing city.
  2. What are your usual guilty spends, what can’t you resist buying over and over? Money is pretty tight, as I’m an intern renting in London. However, I buy tons of concert tickets. I love live music more than anything and it feels like I’m always planning to go to more. I love to travel too, I’ve been trying to fit in some trips with my busy schedule/tight budget, it seems like it’s working!
  3. What’s the most expensive thing you’ve ever bought? Physical thing, my Canon 60D. I’ve had it now for 2-3 years and bloody love it, though it was second hand to begin with so now it’s dying a little. Otherwise, it would be the month I spent in Japan. Kinda spent a bit too much on that, however it had been my lifelong dream to travel around Japan.

    Me with my beloved camera

  4. Are you saving for anything at the moment? I don’t have too much money leftover at the end of the month. I don’t really have any left to be honest. This isn’t what forever will be like, just whilst I’m an intern I hope! However I am careful not to dip into savings I already have, I usually end up in them every single month but I’m briefly out after payday! Definitely not the healthiest way to deal with money but it’s what I’m doing for the time being!
  5. If you won the lottery what’s the first thing you’d go out and buy? One of those fancy round the world plane tickets. I’m off for a long time.
  6. If money was no object, where would be your dream travel destination? South America is the trip I’m going to start planning. I’ve been dreaming of Peru for years. I’m going to do this trip anyway, but it’s currently my dream travel destination, so if money was no object I’d probably just spend longer on the continent!
  7. And finally… What’s the best money advice/tip you’ve received. Honestly, it’s been not to worry so much. I worry a lot about money, a massive amount. Being told to relax with it and not let it dominate my life has been the best thing for me. I’m still very careful, but I don’t let it ruin my day.

Thanks David for contributing! If you’d like to be featured in a money diary. Leave me a comment and I’ll send you the info. 

NG x

Northern Girl on… half year goals list

I can’t believe we’re in June already! I was so new to blogging back in January I didn’t realise how much of a thing “goals lists” were so I never did one. Thinking about it now, I have no idea why I didn’t think to, even if I didn’t share it I should have set out my aims and goals- I’m a sucker for a to do list after all! To make up for it I’ve decided to do a half-year one with my aims for the remainder of 2017, separating them into blog, life and health.

Blog:

  • I was very lucky to hit my initial target of 1000 twitter followers by my birthday so I’m going to be even more ambitious and hope for 2k by the new year 
  • Similarly, I’d love reach 500 instagram followers 
  • I’m hoping that I can attend my first blog event/get my first sponsored post offer 
  • I’d also love to regularly meet up with other local bloggers and try and formulate some friendships.  One of the hardest things about moving to London has been adapting to the loneliness. Tom has worked shifts our entire relationship so that’s nothing new but before if he was working on an evening/weekend I’d be able to call round and see family/friends – not so easy when you’re 200km away. Whilst we regularly catch up on phone calls/facetime it’s not the same.
  • Improve my blog photography. This will probably be the one I struggle most with as I’m far from a natural photographer but I’ve bought a few pretty props and dug out my ancient Olympus EP-1 So it’s a start.

We recently took the camera on a walk with us for practice

    Life:

    • I’m a money worrier so a big part of my 2017 is clearing a huge chunk off my credit card. I have another couple of years to clear it so I’m not too worried but it’ll be good to get rid of a lot.
    • Likewise keep squirreling away our savings. This is quite easy to do as I have automated payments set up to a help to buy isa. We’d love to be able to afford our own house but it’s looking impossible in London atm so it’s not our number one priority but we can both comfortably afford the payments whilst we adjust to our London life. 
    • I didn’t go to university so I’ve fought for where I am at work, especially in a heavily male environment so I’m hoping to continue to grow this and increase my role and responsibility.
    • I’d also love to learn to cook. I owe Tom a cooking masterclass for his birthday so it’s definitely one to tick off this year.
    • I’d love to grow my hair again to donate it. I have such a love/hate relationship with my hair. When it’s long and thick it takes so much to maintain and style but when it’s short I miss being able to throw it back in a pony on my lazy days but I know it will always grow again and it’s satisfying knowing that it has been donated to a good cause. If I do donate again it will be my third donation to The Little Princess’ Trust.
    • I received the most amazing journals for my birthday so one will be my new blog notebook, the other I’m planning on turning into a bullet journal.

    Health 

    • I’m hoping 2017 is finally the year I get some sort of diagnosis in way of my stomach problems. I’ve been battling near constant pain for almost 4 years with 1 major surgery and countless other scans/procedures with no success so far but I’m due to see a specialist in June so it’s progress.  
    • I’d always said at the start of this year I wanted to run a 10k so that’s very much still on my mind. I’m aiming for this around September time and I’m looking to do a blog series all about how different people have trained for different running events/distances so watch this space!
    • I’d love this year to be the year I finally combat my body issues. It ultimately felt great recognising my issues with the blog and I think it was a huge step towards recovery. I’m trying not to focus so much on numbers on a scale and more my own confidence and positivity so I’m aiming for:
    1. Feeling confident in my bikini – I’m going on two holidays this year and it’ll be my first beach holiday in 2 years so this is a huge one. I didn’t wear a bikini to a spa weekend last year because I  wasn’t happy so yeah, watch this space.
    2. I would also love to stop focusing on numbers on a scale and more on how I feel in my clothes. I let the numbers my weight was at rule my life for so long so I’m trying to change those goals to things like feeling confident enough to work out in just a sports bra and leggings or getting the confidence to wear crop tops back.
    3. I’m also hoping to celebrate my good days more. I will proudly say that there are days when I do want to celebrate my body. I’m trying to remember to wear clothes that suit my body type rather than just my dress size and embracing this.
    • I’d also love to be able to get my emotions/stress under control.  It’s the number one cause for friction in my relationship so this is another huge thing for me to finally achieve and I hope the two will go somewhat hand in hand. Get my eating under control and the emotions will hopefully follow.  

    The new running gear I got for my birthday to try and motivate me through the summer

      Do you have any goals for this year? NG x