Northern Girl’s Money Diaries – Week 3 with David!

Hi I’m David, and you can normally find me at I’m an intern working and living in central London and this is my money diary…

Monthly spends:

  • Rent/Mortgage – £560
  • Bills – £70 (£20 phone bill, utilities £50)
  • Gadget insurance – £12
  • Subscriptions – £10 (Spotify Premium)
  • Socialising/Leisure – £250
  • Food £130
  • Travel £60
  1. What does an average week look like for you? I work full time Mon-Fri in London. I’m pretty lucky that I live close enough to work that I can just about walk it, though this does take about an hour so I don’t live THAT close. In the evenings I’m often working on my blog and other projects, running, doing boring adult jobs like food shopping, or off to a concert or socialising with friends! It’s hard to stay in when you live in such an amazing city.
  2. What are your usual guilty spends, what can’t you resist buying over and over? Money is pretty tight, as I’m an intern renting in London. However, I buy tons of concert tickets. I love live music more than anything and it feels like I’m always planning to go to more. I love to travel too, I’ve been trying to fit in some trips with my busy schedule/tight budget, it seems like it’s working!
  3. What’s the most expensive thing you’ve ever bought? Physical thing, my Canon 60D. I’ve had it now for 2-3 years and bloody love it, though it was second hand to begin with so now it’s dying a little. Otherwise, it would be the month I spent in Japan. Kinda spent a bit too much on that, however it had been my lifelong dream to travel around Japan.

    Me with my beloved camera

  4. Are you saving for anything at the moment? I don’t have too much money leftover at the end of the month. I don’t really have any left to be honest. This isn’t what forever will be like, just whilst I’m an intern I hope! However I am careful not to dip into savings I already have, I usually end up in them every single month but I’m briefly out after payday! Definitely not the healthiest way to deal with money but it’s what I’m doing for the time being!
  5. If you won the lottery what’s the first thing you’d go out and buy? One of those fancy round the world plane tickets. I’m off for a long time.
  6. If money was no object, where would be your dream travel destination? South America is the trip I’m going to start planning. I’ve been dreaming of Peru for years. I’m going to do this trip anyway, but it’s currently my dream travel destination, so if money was no object I’d probably just spend longer on the continent!
  7. And finally… What’s the best money advice/tip you’ve received. Honestly, it’s been not to worry so much. I worry a lot about money, a massive amount. Being told to relax with it and not let it dominate my life has been the best thing for me. I’m still very careful, but I don’t let it ruin my day.

Thanks David for contributing! If you’d like to be featured in a money diary. Leave me a comment and I’ll send you the info. 

NG x


  1. Chloe · June 5, 2017

    I love this series! I think it would be so cool to travel around South America too! I’d love to take part in this series Chloe! Xx

  2. Lauren · June 6, 2017

    Oh I love the tip about relaxing and not letting ti dominate your life. Money can be such a stressful subject. And travelling around Japan for a month sounds like the most amazing experience.

    Lauren | Lauren the Daydreamer

  3. Izzy Marie Hill · June 8, 2017

    I found this such an interesting read, David’s a fab writer! It’s so true, it’s easy to focus too much on money so you end up missing out on all the fun! I used to be so awful at saving, but I’ve got one of those teramundi jars that I keep shoving my £5 notes into.. every little helps right!

    lots of love Izzy |

  4. Tania · June 9, 2017

    I’m a terrible saver but really trying at the moment and that seems to be working. But can be so hard with a toddler and baby on the way.

    Tania ||

  5. Em · June 10, 2017

    I’ve just gone through this series and I love it! It’s definitely helped me not worry as much about money.

    I love how honest it is and it’s so refreshing x

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