Hi I’m Chloe from www.simplychlo.co.uk. I’ve just turned 20 last month, I work as a Digital Marketer in a small business not far from where I live in Warwickshire.
- Rent/Mortgage – £0
- Bills – (Phone Bill £15)
- Car insurance – £0 ( I paid mine off in full)
- Car Lease – £133
- Credit Cards – £0
- Savings – £400
- Subscriptions – ( Photoshop £8.57, Spotify £4.99 )
- Socialising/Leisure – £100 on average throughout the month
- Food – Roughly £50
What does a typical week look like for you? – I work full time Monday – Friday every week. I usually spend Monday nights relaxing and catching up from the weekend, Tuesday nights I spend with my boyfriend, then I’m usually with friends or family the rest of the week. I like to spend my weekends with my boyfriend photographing and exploring new places.
What are your usual guilty spends, what can’t you resist buying over and over? – I don’t think I have any, I’m pretty good at telling myself not to buy if I don’t NEED something, I will treat myself every now and then if it’s something I really want but I think I’m good at resisting buying unnecessary items.
What’s the most expensive thing you’ve ever bought? – My 2016 Grey Corsa, I started leasing this last September and I guess it counts because after a few years the car will be mine. Other than that probably my MacBook Air.
Are you saving for anything in particular at the moment? –I always like to have money saved incase I have to pull money out for my car unexpectedly. I’m currently saving towards travelling and a mortgage, which is a while off but I think its good to start early
If you won the lottery, what’s the first thing you would go out and buy? -Obviously it depends how much but I’d love to buy a house so I can move in with my boyfriend. We don’t want to rent and it would be so nice to just be able to buy a house out right.
If money was no object what would be your dream travel destination? – It’s so hard to pick just one. I’ll go with America as I’d love to go over there and not be tight with money! I would probably spend a good few months out there
What’s the best money advice/tip you’ve ever received? – Not to be tight with it, once you start saving and it builds up it can be quite easy to focus on the number going up and forget to treat yourself and actually live. Saving is great for your future but you need to be able to say you’ve experienced things and had fun
Thanks Chloe! If you’d like to get involved in my money diaries series, leave me a comment and I’ll email you the info.